****Seller motivated!**** Welcome to this highly desired Beach Walk community. This 1 bedroom 1 bath carriage home. No walls shared with neighbors only 2 units in the building with garages below. This unit features the living room is open with plenty of wall space for all your pictures and larger furnishings. It also offers lots of natural lighting, a screened balcony that sits off of your primary bedroom, perfect for morning coffee or Sunset views. The kitchen boasts beautiful cabinetry, storage and counter space. All appliances conveyed: STAINLESS REFRIGERATOR, STAINLESS RANGE, STAINLESS MICROWAVE, STAINLESS DISHWASHER. WOOD-LOOK VINYL throughout the unit plus high ceilings which extenuate the exquisite comfort living. The bathroom features a modern space design to enhance your daily routine providing ample space with clean lines and a seamless design, adding a touch of elegance to the overall aesthetic of private living condo. Unit comes with a 1 car garage and 1 assigned parking.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,418 | $1,331 | $1,727 |
Total Monthly Payment | $1,700 | $1,613 | $2,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.