This charming 4-bedroom, 1. 5-bath Colonial is nestled in a prime neighborhood close to Buttonwood Park, the vibrant downtown, and a wealth of city amenities. Step inside to find beautiful hardwood floors throughout the spacious living areas. The main floor consists of a welcoming foyer, living room with abundant light, and a large dining room perfect for entertaining. The updated kitchen has modern finishes, stainless appliances, breakfast bar, and a convenient slider that opens to a large deck. A half bath rounds out this level. The second floor has four bedrooms, updated full bath and access to a walk up attic. Central air, full basement, detached garage, and off-street parking for added convenience. This property offers a perfect blend of classic charm and modern convenience in a highly desirable location within close proximity to easy highway access. The new MBTA train station is on the way. It's time to make New Bedford home. Hurry on this one.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box | Second |
Bedroom 4 | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Attic Access | Second |
Dining Room | Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box | Main,First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Deck - Exterior, Exterior Access, Slider, Stainless Steel Appliances, Lighting - Pendant | Main,First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Cable Hookup | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,339 | $2,968 |
Total Monthly Payment | $2,749 | $2,747 | $3,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.