4715 Bay STREET NE, #230, St. Petersburg, FL, 33703 | $159,900

PRICE REDUCED FOR QUICK SALE. You just found the PERFECT 1-bedroom 1. 5 bath condo in the very popular 55+ community of WINSTON PARK. It has what you need and here are some reasons why you need to own this unit: 1) This is a very spacious south-facing unit on the second floor. The elevator, stairwell, laundry & storage rooms are 2 units away. The unit is very well maintained and in move-in condition. The A/C unit was replaced in 2021 and the water heater was replaced in 2019. The kitchen flooring was installed in 2020 and the carpeting in 2024. The windows were replaced by the former owner. The kitchen has a dinette area which overlooks the beautiful courtyard. The bedroom is very spacious and features a large walk-in closet. 2) LOCATION: Once here, you will have a LOT of shopping options within less than one mile (including Northeast Park Shopping Plaza at 0. 75 miles). If you like to hang out downtown and enjoy fine dining, shows, etc. , then the drive is under 10 minutes. Gateway Market Center is another 10 minutes up the road and has national chain stores like Target, Publix, HomeGoods, PetSmart, TJMaxx, USPS & more. Into Golfing? Mangrove Bay Golf Course is a few blocks north and Tampa International is less than 30 minutes away. Each floor has laundry rooms and storage rooms with individual storage units. 3). The 300-400 buildings have been updated and feature the brightest-lit common areas, carports AND parking lot perimeter in the subdivision. The buildings sport a recent change in exterior color with all new LED hallway lighting. The end parking spot is one of the most convenient to the building entrance and elevator. You owe it to yourself to check it out at night. Don't pass this one up. You will enjoy living in Winston Park once you purchase this unit.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse, Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Laundry: Laundry Room, Outside, Same Floor As Condo Unit
  • Complex: WINSTON PARK NORTHEAST
  • Year Built: 1973
  • Common Charge: $600 Monthly
  • Approx Sq. Feet: 930
  • Acreage: 3.44
  • Est. Taxes: $2,009
  • Lot Desc: FloodZone, City Lot, Landscaped, Sidewalk
  • View: Tennis Court
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: TB8312735
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/TB8312735/4715baystreetne_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 9:47:08 PM)
Listing courtesy of MELANGE REAL ESTATE INC   Phone: 813-400-0077

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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4715 Bay STREET NE, #230, St. Petersburg, FL, 33703

$159,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,920 $127,920 $127,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $167 $167 $167
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $884 $862 $1,088
Total Monthly Payment $1,126 $1,104 $1,330

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.