Discover the "Jonathan Return Meigs Bailey House", a historic three-bedroom colonial steeped in history and charm. This remarkable property was once owned by a family of one of the original founders of Haddam, showcasing beautiful wide board floors and a cozy woodstove in the dining room. The spacious open rooms are filled with natural light, creating a warm and inviting atmosphere. Upstairs, you'll find a bonus room ready to be transformed into additional living space, perfect for a home office or playroom. The property also features a large post and beam two-car garage/barn, built in 2005 by local builders, complete with a spacious loft and workshop area. Located close to the picturesque Connecticut River, this home has seen numerous upgrades, including but not limited to, a new septic system, well pump, and top-of-the-line oil tank, ensuring modern comforts while preserving its historic character. Enjoy peaceful autumn nights from the gorgeous stone patio or relax on the covered back porch. Don't miss your opportunity to own this unique piece of Haddam's history!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Wood Stove,Hardwood Floor | Main |
Family Room | Built-Ins,Hardwood Floor | Main |
Full Bath | Tub w/Shower,Hardwood Floor | Upper |
Kitchen | Hardwood Floor,Tile Floor | Main |
Living Room | Built-Ins,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $430 | $430 | $430 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $1,941 | $2,462 |
Total Monthly Payment | $2,522 | $2,446 | $2,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.