UNIQUE ONE BEDROOM, LAKESIDE HOME IN PUNTA GORDA - This 1 bed/1 bath property built in 2020 is the perfect forever home, short-term rental, OR long-term rental property. Nestled on a double lot - one side includes part of the adjacent pond/lake - this property offers lots of privacy on a quiet street. No deed restrictions or HOA allowing you to utilize the property as you see fit. Inside, the interior of the home features a combination living room & open kitchen. Kitchen has wood cabinetry, granite counters & stainless-steel appliances. Views of the lake are available from the front porch, living room & bedroom. The large bedroom offers double closets for plenty of storage space. Adjacent bath features a tiled, walk-in shower. Layout boasts beautiful tile flooring throughout. An interior laundry room w/full-sized washer & dryer complete the living space. Built at a high elevation, the home is safe from flooding. Impact-resistant rated doors & windows further protect the home. Other features include energy-efficient A/C system, surge protection in electrical panel, RainSoft water softener, & tankless hot water heater. Backyard includes several trees providing privacy. Metal stairs are installed lakeside that allow you to launch a kayak or rowboat. Imagine floating out here while enjoying the sense of calm being by water provides. Relax on the front porch while overlooking the lake & taking in the sunsets over the trees thanks to the western exposure at the front of the home. Perfect for those seeking a durable, low-maintenance lifestyle in a peaceful yet accessible location. Minutes to downtown, US41, I-75 or Burnt Store Corridor. A few blocks to the Punta Gorda YMCA where you can work out, take a group class or play tennis & pickleball - even hit against the wall to improve your game. Make an appointment today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $1,951 | $1,949 | $2,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.