19718 Gulf BOULEVARD, Indian Shores, FL, 33785 | $799,900

**NO FLOODING** during hurricanes Helene or Milton. *Charming Beach Cottage – A Perfect Retreat or Investment Opportunity!**

Discover your slice of paradise with this charming 2-bedroom, 2-bathroom beach cottage, perfectly situated just steps away from the pristine white sandy beaches of the Gulf of Mexico. Whether you’re seeking a serene getaway or an income-producing cash cow, this property has it all—NO RENTAL RESTRICTIONS! Move right in, as the cozy home comes fully furnished with stylish furniture, decor, linens, kitchenware, and even kayaks for your adventures. Enjoy modern amenities, including a stackable washer and dryer, luxurious granite countertops, and a tankless on-demand water heater. The interior features long-lasting luxury vinyl flooring in neutral tones, enhancing the beachy vibe while providing durability.

Outdoor living is a breeze with an outdoor storage shed for your water toys and a convenient outdoor shower for rinsing off after beach days. Plus, this prime location is just a short stroll from vibrant bars, restaurants, and shops, making it easy to soak up the local culture. With LOW HOA FEES that cover internet, cable, water, sewer, and trash, this home offers both comfort and convenience. Don’t miss out on this incredible opportunity to own a piece of beach paradise or to start generating rental income—call today to schedule your viewing! Photos are not up to date and does not reflect the current debri which is being cleaned up.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 31 x 40
  • Laundry: Inside
  • Year Built: 1952
  • Heating: Electric
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 768
  • Acreage: 0.02
  • Lot Size: 31 x 40
  • Est. Taxes: $6,556
  • HOA Fee: $185 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: TB8312613
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/TB8312613/19718gulfboulevard_indianshores_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 8:47:07 AM)
Listing courtesy of IMPACT REALTY TAMPA BAY   Phone: 813-321-1200

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

19718 Gulf BOULEVARD, Indian Shores, FL, 33785

$799,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,920 $639,920 $639,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $546 $546 $546
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,311 $4,253 $5,397
Total Monthly Payment $4,949 $4,891 $6,035

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.