Discover the perfect blend of tranquility and convenience with this cleared 2. 24-acre vacant lot in Oceanway. Nestled in a quiet but rapidly growing area, the property offers exceptional potential for development or peaceful country-like living. Backing up to a small creek, the utilities are already in place, including a well, oversized septic tank, and underground electric. The property is near Publix, restaurants, Walgreens, and Sheffield Elementary School. Other nearby amenities include River City Marketplace, UF Health North, Jacksonville North VA Clinic, Amazon, NAS Jax, NS Mayport, and JAX. RR-Acre zoning is versatile and allows for various development options and home-based businesses. An additional 2. 09-acre parcel with a mobile home and a 36'x24' metal workshop/garage can be purchased separately. Combined, these two parcels offer a total of 4. 33 acres. Oceanway offers a strong sense of community, affordable housing, convenient location, natural beauty, and growing amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$181,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $145,520 | $145,520 | $145,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $968 | $967 | $1,227 |
Total Monthly Payment | $1,043 | $1,042 | $1,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.