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520 Vista Oaks WAY, Davenport, FL, 33837 | $335,000
One or more photo(s) has been virtually staged. Conservation-view RidgeDale 2/2/Den model on 1-floor in Gated High Vista 55+ Community has preferred bay window elevation, 250+ SF Under-Roof North-Facing Screened Lanai, 2024 HVAC, 2021 water heater, solid surface floors and no rear neighbors, located just 0. 3 miles from the private High Vista clubhouse and outdoor amenity center. Eat-in kitchen has solid wood 42” upper cabinets, Corian countertops, pendant lighting over breakfast bar, vaulted ceiling with recessed lighting, 2 closet pantries and French-door access to lanai with adjacent 8x12 patio. 12 FT ceiling in central living area with bamboo floor and a wall of patio doors to semi-private lanai overlooking trees and Horse Creek. Primary en suite bedroom has laminate floor, cathedral ceiling and dual walk-in closets. Split bedroom design offers a cozy front guest area where guest room and den are separated by a full bath with hallway linen closet. Maytag washer/dryer with overhead cabinets in corridor laundry room with closet pantry and utility sink. Insulated/reinforced garage door with opener, keypad entry and electric roll-down screen. Garage has workbench, ceiling fan, storage cabinets and pull-down ladder access to attic. 2024 HVAC with transferable warranty. 2021 hot water tank. Screen on garage door replaced 2023. 2017 roof with lightning rods. Bull nose corners; newer smoke detectors. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
Features
- Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
- Rooms: 11
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 50 x 106 x 50 x 107
- Laundry: Corridor Access, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Florida
- Year Built: 2005
- Garage: 2-car Driveway, Garage Door Opener, Off Street
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,792
- Acreage: 0.12
- Lot Size: 50 x 106 x 50 x 107
- Est. Taxes: $485
- HOA Fee: $220 Monthly
- Lot Desc: Conservation Area, In County, Level, Near Golf Course
- View: Trees/Woods
- Adult Communities: Yes
- Pet Policy: Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: S5114074
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/S5114074/520vistaoaksway_davenport_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES Phone: 407-566-1800
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
520 Vista Oaks WAY, Davenport, FL, 33837
$335,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $40 | $40 | $40 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,851 | $1,806 | $2,280 |
| Total Monthly Payment | $1,966 | $1,921 | $2,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388