This charming circa 1920 coastal cottage is a unique find. It combines the best of both worlds - vintage charm & modern convenience. The classic farmer's porch provides a welcoming introduction to the home. Step inside to find a bright and inviting living room that leads to the generously sized formal dining room with original built-ins. The spacious kitchen features custom cabinetry and quartz countertops. Off of the kitchen is a convenient pantry/laundry room and an updated full bath. An open stairway leads to the 2nd floor which consists of 3 bedrooms and a full bath complete with a clawfoot tub. This home sits on nearly 1/3 of an acre and has a 1-car detached garage. The yard features many mature plantings including hydrangeas and a magnolia tree. This property is serviced by town water & sewer. The current owner replaced the water heater, natural gas boiler, roof, windows, and upgraded to a 200amp service with new panel and circuit breakers. Zoned General Business!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 11.8 x 15.1 | Second |
Bedroom 3 | Closet/Cabinets - Custom Built, Flooring - Hardwood | 11.6 x 12.7 | Second |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood | 11.5 x 15.1 | Main,First |
Kitchen | Bathroom - Full, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Country Kitchen, Gas Stove | 11.5 x 15.8 | Main,First |
Living Room | Flooring - Hardwood, Exterior Access | 18.1 x 12.1 | Main,First |
Master Bedroom | Closet, Flooring - Hardwood | 14.6 x 12.1 | Second |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $2,940 | $2,938 | $3,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.