49 Hemlock TERRACE, Ocala, FL, 34472 | $270,000

Under Construction. Come see this traditionally styled, 3 bedroom, 2 bath, 2 car garage in the very popular Silver Springs Shores. This home features a split plan, high ceilings & QUARTZ STONE counters in the KITCHEN, BATHROOMS & WINDOW LEDGES! When you step in side, you will notice the open design with tall ceilings and a split floor plan. The primary bedroom features an oversized closet & en suite bathroom with A FULLY TILED, EZ ENTRY SHOWER & linen closet. The kitchen, has whisper quiet drawers & plenty of cabinets. By the sink, a "lazy Suzy" style system for pot and pan storage for added convenience. Stainless steel Fridge, Dishwasher, Stove & Microwave & neat wine or beverage cooler comes with the home. A beautifully patterned Quartz counter island comes with room for chairs. Nearby, you have access to the laundry room & garage via a handy pocket door. Across the house, the secondary rooms share the bathroom and will have good space for a full size bedroom set, office, or a game room. The choices are endless! Ample closet space has been supplied as well for all of their storage needs. NOT IN AN HOA so you are free to build a fence, add a pool, do what you want, how you want! The . 24 acre yard has room for all of your toys! On a well and septic system so NO UTILITY BILLS is also a great plus! If you install back up power in preparation for any possible outage, you will still have use of water and sewer as long as you have electric! Close to baseline rd that gives you access to Belleview, Summerfield, The Villages, The Interstate and beyond. Less than 10 min to Wal-Mart, Publix, Aldi & Save a Lot, The post office, 3 auto parts stores & car washes as well as many food & medical offices nearby for ease. 20 minute drive in either direction will take you to our downtown Ocala square or to our famous Lake Weir, you can boat, kayak, jet ski, or enjoy a meal on the lake over looking the sunset. In a USDA eligible area & we are First Time Homebuyer & Veteran friendly! Some closing cost assistance might be available. Will be done before the holidays, come see this one today and reserve this one for you!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 83 x 125
  • Laundry: Laundry Room
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,380
  • Acreage: 0.24
  • Lot Size: 83 x 125
  • Est. Taxes: $299
  • Elem. School: Greenway Elementary School
  • Middle School: Ft McCoy Middle
  • High School: Forest High School
  • Appliances: Cooktop, Microwave, Refrigerator
  • MLS#: OM686781
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM686781/49hemlockterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 11:33:15 PM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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49 Hemlock TERRACE, Ocala, FL, 34472

$270,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $216,000 $216,000 $216,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $25 $25 $25
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,492 $1,455 $1,837
Total Monthly Payment $1,592 $1,555 $1,937

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.