FREESTANDING HOME AT BANNER COUNTRY CLUB ESTATES! This home checks a lot of boxes. . . ONE LEVEL LIVING- the primary bedroom suite features its own full bathroom, walk-in closet & hardwood floors, laundry with newer washer & dryer (both 2021, ) is also on the main level. OPEN FLOOR PLAN- the living room with gas log fireplace opens to the updated kitchen with new cabinets (2020, ) granite counters, breakfast bar seating and stainless-steel appliances (frig & microwave 2020, dishwasher 2024. ) There is a second bedroom also on the main level as well as another full bathroom. The upstairs features a loft with hardwood floors and a RARE 11'x24' BONUS ROOM that could be a 3rd bedroom, office, storage, hobby room, etc! HOA fee covers the beautiful INGROUND POOL, tennis courts, snow removal, trash service & grounds maintenance. This home is located at the back of the complex with seasonal views of 2 holes of the Black Birch golf course (currently closed. ) East Haddam is home to the Goodspeed Opera House, Gillette Castle, Devil's Hopyard State Park, wineries, hiking, kayaking, farms. . . a great place to live!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | Main | |
Eat-In Kitchen | Main | ||
Full Bath | Tub w/Shower | Main | |
Living Room | Gas Log Fireplace,Hardwood Floor | Main | |
Loft | Hardwood Floor | Upper | |
Office | Wall/Wall Carpet | 11.0 x 24.0 | Upper |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $253,600 | $253,600 | $253,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,686 | $2,139 |
Total Monthly Payment | $2,187 | $2,121 | $2,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.