This early gambrel roofed Dutch house is an 18th century gem in one of the prettiest villages in Columbia County. Kinderhook was one of the earliest settlements and one of the wealthiest, with so much exquisite architecture, both domestic and commercial, reflecting the style and substance of the community. The hand-made clay brick facade of this house is expressive of its integrity and importance and is as solid and refined as it is elegant; this is a structure built to last the centuries. The wide entrance hall features one of the loveliest staircases we have seen and is just one of the many features that make this property so desirable. Lovely fireplaces grace many of the rooms both on the main level as well as in some of the upstairs bedrooms. The proportions of the reception rooms are large and graceful, and the modern kitchen is well designed and comfortable with all new appliances. The original kitchen, now the 'Snuggery', is nearly unchanged from 1730 and is a cozy retreat centered by the huge fireplace and beehive oven. A small roomlined with glass fronted book shelvesconnects the snuggery to the rear parlor, the powder room and an independent laundry room. The gracious mainstair case rises to a wide second floor landing leading to four bedrooms two full bathrooms and an office. An additional room could serve as another smaller office or nursery bedroom. Steeped in history, this house has been updated for modern living with out compromising its architectural integrity and historic sense of place. A large lawn can accommodate a pool if need be and the period carriage house is fully usable as a garage and a pool pavilion.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,186 | $6,787 | $9,017 |
Total Monthly Payment | $6,311 | $6,912 | $9,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.