Very nice 4 bedroom 2. 5 bath, 3 year old home. This home has tons of space with a large loft, separate Office/Den/Flex room, and nice covered front porch. The kitchen has plenty of space and features Granite counter tops, stainless steel appliances and a huge pantry room. The sink island with breakfast bar overlooks the wide family room with a large triple slider to the outside patio. The back yard is mostly fenced. A separate dining area off the kitchen and 2. 5 car garage. The Office/Den/Flex room and half bath are near the stairs. At the top of the stairs, you are first greeted by a large loft that accesses the laundry room with washer and dryer and all bedrooms. The Primary bedroom provides a nice walk-in closet and bath with walk-in shower, dual sinks, and separate linen closet. The other 3 bedrooms share a bath with a long vanity for extra storage. . Tile floor through the main house and baths, All bedrooms are carpeted. This Sola Vista Community has a resort-style pool, a cabana, and right outside the pool area is a nice little playground with about a 100 year old oak tree providing plenty of shade for a nice picnic or play. This community could be perfect for you, close to shopping and restaurants. All information is deemed reliable but not guaranteed.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,120 | $2,120 | $2,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $14 | $18 |
Total Monthly Payment | $90 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.