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3421 38th STREET N, St. Petersburg, FL, 33713 | $449,000
LISTED BELOW MARKET VALUE AND READY FOR IMMEDIATE MOVE-IN - NO HURRICANE DAMAGE!
This beautiful, updated block home in St. Petersburg is a rare find, as it sustained no damage during Hurricane Milton and is not located in a flood zone. One of the few neighborhoods that remained largely untouched, this sturdy 3-bedroom, 2-bath split-plan home offers both peace of mind and exceptional value. Featuring a brand-NEW ROOF installed in September 2024, just prior to the storms, and a NEW vinyl PVC fence with alley access and a newly paved driveway in the front, this home is both move-in ready and impeccably maintained. Inside, you'll find an inviting front living area, perfect for children or guests to enjoy their own space, conveniently located near two spacious guest bedrooms and an updated bathroom. Toward the rear, the family room and dining area flow seamlessly into the well-designed UPDATED kitchen, which boasts modern stainless steel appliances. The primary bedroom offers a tranquil retreat, complete with a walk-in closet and an en-suite bathroom with double vanities. With high ceilings throughout, this 1, 749 sq. ft. home feels even more expansive. The inside laundry room just off the kitchen adds to the convenience for the entire household. Situated on a corner lot with no immediate rear or side neighbor on one side, the home offers privacy and functionality. The backyard features a large, screened-in lanai with high ceilings, making it an ideal spot for family gatherings and BBQs. Additionally, a large storage shed adds valuable storage space. This home has been a well-kept rental property for the past two years, with tenants who took great care of the home. Now, the homeowners are ready to sell, and they’ve priced it to move quickly—making this a fantastic opportunity for the next owner. This is not a forced or quick sale, but rather an incredible chance to purchase below market value. Schedule your appointment today—this home won’t last long, and all reasonable offers will be considered!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Ranch
- Year Built: 1963
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,749
- Acreage: 0.14
- Est. Taxes: $7,838
- Lot Desc: Corner Lot, City Lot
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8312637
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8312637/342138thstreetn_stpetersburg_fl?source=qrflyer
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA Phone: 727-531-2006
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3421 38th STREET N, St. Petersburg, FL, 33713
$449,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.747% | 7.030% | 6.140% |
| Monthly Tax Payment | $653 | $653 | $653 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,481 | $2,360 | $3,007 |
| Total Monthly Payment | $3,209 | $3,088 | $3,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388