Located in the popular Gardens of Gulf Cove subdivision, with public water and sewer, this 3 bed/2 bath home could be your new Florida address! The roof was replaced in October 2022, so no worries there! Inside, the large windows let in plenty of natural light. The open living and dining rooms lead to the spacious kitchen, with custom counters and breakfast bar. You will find LVP flooring in all rooms except the bathrooms, which have ceramic tile. The central hallway directs you past the interior laundry closet, the guest bathroom, two guest bedrooms, and on to the master bedroom with en suite. A sliding glass door off the dining room, gives access to the screened lanai. The garage was converted into a children's playroom, and has a window AC unit and ceiling fan/light, but could be converted back. The large yard provides ample space for children or pets and is big enough to add a pool. This desirable Deed restricted community offers a clubhouse, recreation/fitness center, two pools, activities including bocce, pickleball, basketball, shuffleboard, and tennis, all with a low annual HOA fee. Sidewalks on every street encourage walks for exercise or social activities with neighbors. Easy access to shopping, dining, and area amenities; a short drive to beautiful beaches, Spring Training facilities, fishing, boating, cycling, golf, etc. Don't wait to check out this one!
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,196 | $1,543 |
Total Monthly Payment | $1,494 | $1,492 | $1,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.