Discover endless possibilities with this expansive ranch home in a prime location, just minutes from Hartford and Springfield. Whether you're looking for a fully accessible in-law suite (with tons of storage), an income-producing unit with a separate entrance (including a separated garage with private entrance), or a private suite for guests or a home business, this property has it all! The private suite has accessible features including wide doors, door handles and walk in shower. A fully applianced kitchen, sitting room, full bath, bedroom with huge walk-in closet with washer/dryer and a separate deck with hot tub, offering complete privacy from the main living space complete this versatile living space. In addition to the suite, the home boasts three more spacious bedrooms, including one with its own full ensuite bath, plus additional full bath on the main level serving the other 2 bedrooms. The beautifully upgraded, open-concept design is perfect for entertaining, with an extra 660 square feet of finished space in the lower level for even more living options as well as another washer/dryer hookup. Step outside to enjoy nearly 9 acres of serene, wooded landscape, complete with a deck, patio, above-ground pool, hot tub & shed ideal for relaxation and outdoor fun. Generous setbacks allow for further expansion of the home or outbuildings. The property also includes an oversized 3-car garage (1 of the bays has direct access to in-law suite OR main house!), parking for 8+ cars. This home is NOT on a flight path ensuring peaceful days and nights! Energy efficiency is a key feature with a 2-year-old SunRun solar system, designed to generate 17 kWh of power per year - enough for a household of 5-7 people! Any excess energy can be used for car charging or turned into credits with Eversource, saving you money or even earning extra income by selling these credits! The fixed solar lease ($282 a month with a 2. 9 percent increase per year) is historically lower than the standard electric bulls, ensuring stable energy costs even as prices rise. Don't miss out on this rare opportunity to own a versatile home with incredible features and opportunities. Heating/Cooling Details: 1) The main house is served by Oil heat and central AC 2) The sitting room/family room and in-law suite is served by 3 Split Duct systems for heating and cooling. 3) The basement is heated by 2 built in electric systems All improvements have been properly permitted, approved and closed. This home is NOT a drive by! Schedule your private viewing today as this unique property will not last long. Extended family, au pair, rental income or home business, this property will not disappoint!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Bedroom 3 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,200 | $539,200 | $539,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,587 | $3,584 | $4,623 |
Total Monthly Payment | $4,465 | $4,462 | $5,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.