This condo remained unaffected by flooding during Hurricane Helene and Milton. Enjoy Maintenance-free living in this charming 1-bedroom, 1-bathroom condo nestled in The Gardens of Beacon Square, a 55+ community. Brand new AC just installed. With a perfect blend of comfort and convenience, this residence invites you to savor the perks of a relaxed and vibrant lifestyle. Step into a home adorned with all-tile flooring, ensuring effortless maintenance and a clean, sleek appearance. Delight in quiet moments in your private Florida room, where you can unwind and bask in the Florida sunshine. The inviting clubhouse offers a refreshing pool, a well-stocked library, a shuffleboard, and engaging games to share with fellow residents. The reasonable monthly Homeowners Association fee encompasses many essential services, including water, sewer, trash, cable, internet, lawn maintenance, roof repairs, building maintenance, upkeep of common areas, and an escrow reserve fund. Act now to seize the opportunity to embrace the retirement lifestyle you've always dreamed of. This condo not only promises a carefree living experience but also boasts recent upgrades, including a 2023 Hisense Refrigerator under warranty, a 2022 Range & Microwave, exterior painting in 2019, a NEW ROOF in 2023, NEW AC 2024, NEW LVP FLOORING 2024 and a NEW WATER HEATER 2023. Don't miss out on making this condo your new home—where comfort, convenience, and a thriving community await. Schedule your viewing today! Possible OWNER FINANCING available.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $76,400 | $76,400 | $76,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $42 | $42 | $42 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $508 | $508 | $655 |
Total Monthly Payment | $625 | $625 | $772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.