Welcome home to this meticulously maintained brick ranch that combines undeniable country charm with the convenience of being just minutes from downtown Pickens. Step inside and experience the spacious, open floor plan, seamlessly connecting the living, dining, and kitchen areas. The kitchen features solid wood cabinetry, and the cozy living area boasts a freestanding gas fireplace. This home offers a spacious primary bedroom with a full ensuite bathroom, along with two guest bedrooms and an additional full bathroom down the hallway. The two-car carport, complete with an attached utility room, could easily be converted into a garage or extra living space. Sitting on a three-quarter-acre lot, this property provides space and privacy in a serene setting. The quiet surroundings and beautiful scenery are truly the cherry on top. This is an amazing opportunity at a great price, appealing to first-time homebuyers, small families, or empty nesters. Get ready to fall in love with the charm of Pickens - schedule your showing today!
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$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $21 | $21 | $21 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,243 | $1,196 | $1,518 |
Total Monthly Payment | $1,339 | $1,292 | $1,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.