MOVE RIGHT IN to this immaculate 2 bedroom Ranch in Portland's Grandview Farm 55+ community. Stand alone home with bright and airy, open floor plan with a 2 car attached garage. Welcoming entry into a living room/dining room space. Shining oak wood flooring throughout. Spacious cabinetry in kitchen, fully applianced. Breakfast bar. Living room or family room with Slider to private deck. Main bedroom has newer flooring and private full bath with tub. Washer dryer is positioned conveniently in hallway behind double doors. 2nd bedroom has new carpet. 2nd floor has potential for finishing. New furnace 2015. Subject to probate approval Highest and best to be in on Monday 10/28 Seller is requesting all offers be in by 3pm. Roof assessment is $131. 19. Loan is until 2035 and there is approx $10k balance. HOA is responsible for snowplowing of roads, snow removal of driveway and walkways, grass cutting, water & sewer, and trash/recycle. Changing of door color requires association approval. Deck recently power washed.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Main |
Dining Room | Ceiling Fan,Hardwood Floor | Main |
Living Room | Balcony/Deck,Ceiling Fan,Sliders,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $214,320 | $214,320 | $214,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,426 | $1,424 | $1,838 |
Total Monthly Payment | $1,943 | $1,941 | $2,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.