Welcome home to 108 Ridgewater Ct! This beautiful 1. 5-story home, nestled on over half an acre in the sought-after Ridge Water subdivision, has everything you’re looking for—and then some! With 4 spacious bedrooms, 3. 5 bathrooms, and a flex room, this 3, 400+ square foot home provides ample space for both everyday living and special gatherings. Step inside to discover an open floor plan that flows effortlessly from room to room. The gourmet kitchen is truly the heart of the home, offering ample cabinet storage, a spacious eat-up island with a farmhouse sink, and high-end appliances, including a gas cooktop with a sleek hood, a pot filler, and a space-saving microwave and wall oven combo. Whether you’re preparing meals or entertaining, you’ll appreciate the bright dining room, complete with a butler's pantry, perfect for storing special items and making hosting a breeze. Just off the kitchen, enjoy your morning coffee in the breakfast area or soak up the sunlight in the sunroom. The oversized great room is made for relaxation with its vaulted ceilings and a stone fireplace that makes a statement. The primary bedroom is a true retreat, complete with a large sitting room for unwinding after a long day, as well as a luxurious en-suite bathroom featuring dual vanities, a large tub, and a separate shower. Two additional generous-sized bedrooms, a hall bath, a powder room, and a laundry room with a sink hookup round out the first floor. Upstairs, you'll find the perfect getaway space—a fourth bedroom with its own private bath and walk-in closet, plus additional living space for extra flexibility, whether you need a home office, playroom, or media space. This home is designed with energy efficiency in mind! You'll save on heating and cooling costs with low E windows and spray foam insulation in the attic. Additional windows throughout the home bring in plenty of natural light, while the covered patio and private backyard with mature trees create a peaceful outdoor living space perfect for relaxation. Plus, there’s a gas line on the patio for easy grill hookups or even a generator. As part of the gated Ridge Water community, you’ll enjoy access to a large pool, cabana area, and the stunning 91-acre lake, perfect for kayaking, fishing, or just relaxing at the community dock. And while the home offers a serene and private setting, you’re still less than 10 minutes away from Fairview Road, with plenty of shopping and dining options nearby!
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Our Executive Mortgage Banker:
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$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,315 | $3,190 | $4,048 |
Total Monthly Payment | $3,596 | $3,471 | $4,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.