196 CREEKMORE Drive, Saint Augustine, FL, 32092 | $479,000

Welcome to your dream home in the Beautiful Silverleaf Community in highly sought after St. John's County! This beautifully crafted 3-bedroom, 2-bathroom single-family home, just 3 years young, soffers a perfect blend of modern luxury and comfort without the burden of CDD fees. As you arrive, you'll be greeted by a charming paver driveway and front porch, setting the stage for the elegance within. Step inside to discover an open floor plan adorned with soaring 10' ceilings and an abundance of natural light streaming through large windows. The stylish ''wood plank'' tile floors flow seamlessly throughout the living spaces. The heart of the home is the spacious kitchen, featuring gas appliances, a large pantry, and ample counter space for all your culinary adventures. Enjoy your mornings or entertain guests in the screened paver lanai, complete with a ceiling fan and a convenient dog door, or relax on the extended rear paver patio overlooking your fenced yard Retreat to the expansive master bedroom, boasting a tray ceiling and a luxurious walk-in closet equipped with organizers for all your storage needs. The en-suite bathroom offers modern finishes for your comfort. Additional highlights include garage access to attic storage, a water softener, a smart home connected thermostat, front doorbell/lock, and select light switches for added convenience. Home is walking distance to the shops, restaurants and pool. Enjoy peace of mind with a transferable termite bond. Don't miss out on this incredible opportunity to live in a community with world-class amenities. Schedule your private tour today and experience the perfect blend of comfort and style in Saint Augustine!

Features

  • Amenities: Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,948
  • Acreage: 0.13
  • Est. Taxes: $4,461
  • HOA Fee: $1,454 Annually
  • Appliances: Dishwasher, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2052836
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/2052836/196creekmoredrive_saintaugustine_fl?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

196 CREEKMORE Drive, Saint Augustine, FL, 32092

$479,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,200 $383,200 $383,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $372 $372 $372
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,549 $2,547 $3,232
Total Monthly Payment $2,996 $2,994 $3,679

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.