Welcome to your dream home in the Beautiful Silverleaf Community in highly sought after St. John's County! This beautifully crafted 3-bedroom, 2-bathroom single-family home, just 3 years young, soffers a perfect blend of modern luxury and comfort without the burden of CDD fees. As you arrive, you'll be greeted by a charming paver driveway and front porch, setting the stage for the elegance within. Step inside to discover an open floor plan adorned with soaring 10' ceilings and an abundance of natural light streaming through large windows. The stylish ''wood plank'' tile floors flow seamlessly throughout the living spaces. The heart of the home is the spacious kitchen, featuring gas appliances, a large pantry, and ample counter space for all your culinary adventures. Enjoy your mornings or entertain guests in the screened paver lanai, complete with a ceiling fan and a convenient dog door, or relax on the extended rear paver patio overlooking your fenced yard Retreat to the expansive master bedroom, boasting a tray ceiling and a luxurious walk-in closet equipped with organizers for all your storage needs. The en-suite bathroom offers modern finishes for your comfort. Additional highlights include garage access to attic storage, a water softener, a smart home connected thermostat, front doorbell/lock, and select light switches for added convenience. Home is walking distance to the shops, restaurants and pool. Enjoy peace of mind with a transferable termite bond. Don't miss out on this incredible opportunity to live in a community with world-class amenities. Schedule your private tour today and experience the perfect blend of comfort and style in Saint Augustine!
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,443 | $2,441 | $3,148 |
Total Monthly Payment | $2,890 | $2,888 | $3,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.