This custom colonial, situated at the end of a cul de sac street, with a beautiful private level yard, is just what you've been waiting for! Located in Westbrook Connecticut, this home built in 1998, welcomes you with the open tiled foyer. To the left, large living room with a fireplace, hardwood floors and lots of windows. To the right of the foyer is the office/den/ or possible fourth bedroom, also with hardwood floors. Straight ahead from the foyer is the eat-in-kitchen with an island, granite countertops, stainless steel appliances, a generous dining area with ceiling fan and a tiled floor which is continuous from the foyer. There are sliders from the kitchen to the deck overlooking the beautiful private back yard that abuts open space and is fenced. The first floor also has an updated full bath with a shower, a mudroom with laundry and access to the two-car garage. The two-car garage has a staircase to unfinished floored storage above, waiting for you to utilize this space for your specific needs. The second-floor features three bedrooms, all with hardwood floors and ceiling fans. The primary bedroom has a walk-in closet. The beautiful updated full bathroom has a separate soaking tub, large shower, double sinks with a granite countertop. The lower level is partially finished for play space/work out room/artist studio. This home has so much to offer, central air, a beautiful lot with stone walls and expansion possibilities above the garage. Located between NY & Boston.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Kitchen | Ceiling Fan,Granite Counters,Dining Area,Island,Sliders,Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Office | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Walk-In Closet,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,232 | $3,110 | $3,947 |
Total Monthly Payment | $3,864 | $3,742 | $4,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.