Mill Pond Commons - Enjoy Condo life in this very special end unit. Rare opportunity to own a 3 bedroom, 2 bath unit offering all the comforts of Condo Living. Completely renovated in 2016, features include cherry hardwood floors, kitchen with stainless steel appliances, quartz counter tops, wine cooler and new stove in 2024, Primary en-suite with walk-in California closet, bathroom with Italian marble shower and floors. The main level also includes a large living room and dining area with sliders to outdoor patio overlooking preserved land. Newly finished lower level includes spacious great room, large bedroom with plenty of light, full bath and storage. Enjoy this beautiful community with ponds and fountains, a clubhouse with kitchen, meeting room, gym and in-ground pool. Don't miss this opportunity to own a spacious end-unit condo close to all North Fork amenities. , Additional information: Appearance: mint, Interior Features: Lr/Dr
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Our Executive Mortgage Banker:
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$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,614 | $2,579 | $3,272 |
Total Monthly Payment | $3,056 | $3,021 | $3,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.