SELLER OFFERING $8, 000 IN CONCESSIONS PLUS A ONE YEAR HOME WARRANTY. This stunning 4-BEDROOM PLUS OFFICE, 3. 5-BATHROOM home with a 3-CAR GARAGE and HEATED POOL & SPA sits directly on the golf course in Hernando Oaks. With 2, 578 SF of living space and over 3, 400 SF under roof, this home is loaded with upgrades. Enjoy a BRICK PAVER POOL DECK, 10-FOOT FLAT CEILINGS throughout, tray ceilings, GAS FIREPLACE, crown molding, and 18' TILE (except in guest bedrooms). NO CDD and NO FLOOD ZONE. The kitchen features GE PROFILE GAS STOVE, granite countertops, a prep island, breakfast bar, and a cozy nook perfect for a wine or coffee bar. The primary suite includes HIS & HERS CLOSETS, LANAI ACCESS, and a private bathroom with a WALK-IN SHOWER, GARDEN TUB, and separate water closet. Additional features include a DOUBLE FRONT DOOR ENTRY, POOL VIEWS FROM EVERY ROOM, newer AC (2012) with high efficiency electronic filter, NEW TANKLESS WATER HEATER (2023), and a GE FRONT LOAD WASHER & DRYER. TECO NATURAL GAS powers the tankless water heater, stove, fireplace, heat, pool heater and grill hookup on the lanai. The home also offers a formal living and dining room, family room with TRIPLE SLIDERS to the lanai, and a half bath that doubles as a pool bathroom. One guest bedroom and bathroom can serve as a private mother-in-law suite. Located in the desirable Hernando Oaks Golf Course community, which offers low HOA fees, pickleball courts, a community restaurant with live music, and many activities. Just minutes from the Suncoast Parkway for an easy commute to Tampa, and close to Weeki Wachee River, Pine Island, and more outdoor fun! The home is also just a short drive to Historic Downtown Brooksville, where you can explore local festivals, art and craft shows, cafés, and antique shops. Don't miss the horse-drawn carriage rides at Christmas or live music events on the square—there's always something happening in this charming, vibrant town!
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$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,797 | $2,760 | $3,501 |
Total Monthly Payment | $3,206 | $3,169 | $3,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.