Looking for the perfect winter home? The perfect interim home while your flooded home is renovated? The perfect starter home that could turn into a rental property down the road? This is the property you want! With three bedrooms (rarely available in this community), two baths, 1500 square feet and a FABULOUS kitchen, this villa is virtually maintenance free. The $637 monthly fee covers all maintenance and repairs to the exterior of the property, insurance on the exterior, roof, gutters, skylights, fencing, front porch, driveway, lawn care, front lawns trees and bushes, and driveway. The breezy front porch welcomes you into a charming entryway, leading to vaulted ceilings and expansive lake views. The chef’s kitchen provides plenty of cabinets and counter space for gourmet meal prep. NEW STAINLESS APPLICANCES IN THE KITCHEN!! A/C system new 2024. Entertain your guests in the expansive dining room after cocktails on the deck overlooking the lake. Retreat to your quiet master suite at the very back of the property, complete with large walk-in closet and master bath, along with private access to the back deck and yard. You have the option of designing the back deck and yard as you want – have a pool, a hot tub or a professional jungle gym! This property (and all of the properties on this cul-de-sac) had minimal flooding in the garage and no flooding in the house. All repairs are being made. The Pinellas Trail runs past the front of the community and there is a pool, hot tub, tennis court, fishing dock and a boat yard where there is access to Tampa Bay. Access to Publix and shopping in 5 minutes, downtown St. Pete in 10 minutes, Tampa airport in 20 minutes and Gulf beaches in 25 minutes. You are where you want to be when you want to be there. Come and see this villa today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,080 |
Total Monthly Payment | $2,638 | $2,635 | $3,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.