**PRICE IMPROVEMENT**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – Welcome home to the South Punta Gorda gated community of Seminole Lakes. This charming waterfront home, built by Reliable Homes in 1995, is in excellent condition and ready for you to move right in! The house offers nearly 1200 square feet of living space, featuring an open great room plan with 10' ceilings, two bedrooms, two full baths, a small home office, and a 145-square-foot temperature-controlled lanai with access from the great room and kitchen, offering a beautiful view of the community's largest lake. The open kitchen has plenty of cabinetry, matching appliances, a breakfast bar and ample Corian counter space. The primary en-suite bedroom overlooks the lake and includes a walk-in closet and dual sinks. Other highlights of this home include ceramic tile flooring in all but the two carpeted bedrooms, a fully screened garage door, insulated windows, dual retractable rear sun awnings, lush tropical landscaping with an irrigation system, complete window storm protection and underground public utilities. 26331 Stillwater Circle is located within 0. 4 miles of the community pool and tennis courts. Seminole Lakes is a well-established golf and tennis community with approximately 480 single-family homes situated just five miles south of historic downtown Punta Gorda on Charlotte Harbor. The historically low monthly fees cover lawn care, 24-hour guarded access, community pool, tennis courts and community road and lake maintenance. Homeowners are responsible for their home and shrubbery care, as well as tennis and golf access fees if desired. The community boasts eight freshwater lakes, including the nearly 25-acre largest lake and provides access to the Seminole Lakes Golf Club, an 18-hole executive course. The location is convenient, with shopping just 1. 7 miles away and easy access to Interstate 75, only 2. 6 miles from the property. This home is move-in ready, just waiting for you to make it your own! Click on the 3D attached 3D tour to walk through now!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,840 | $251,840 | $251,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,739 | $1,697 | $2,142 |
Total Monthly Payment | $1,939 | $1,897 | $2,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.