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One or more photo(s) has been virtually staged. NEW PRICE, NEW PERKS!! NOW OFFERED AT $489, 900 BUT WAIT THERE'S MORE!!! Seller is NOW offering a $7, 500 Seller Credit to the Buyer toward buyer's closing costs for a Ratified Contract by March 5th, 2025! Don't miss this incredible opportunity! Welcome to 1580 Bering Rd, a spacious 5-bedroom, 3-bathroom home in the highly sought-after Union Park community of Wesley Chapel. This nearly 2, 500 sq. ft. home sits on an oversized homesite with a fully fenced backyard and stunning pond views that greet you immediately upon entering the home through the elegant foyer. Built in 2020 by DR Horton, this young construction home features block-on-block construction, a rare and superior building method that provides exceptional strength and durability. The freshly painted interior enhances the bright and open-concept design where the kitchen, dining area, and great room, flow seamlessly together, making it perfect for both everyday living and entertaining. The modern kitchen is equipped with granite countertops, stainless steel appliances, an oversized walk-in pantry, and a spacious island. The main level features tile flooring throughout, a full bedroom and bathroom, and abundant natural light. Upstairs, luxury vinyl plank flooring extends throughout the additional living spaces, including a spacious loft, three secondary bedrooms, a full bathroom, and the primary suite. The primary bedroom offers a peaceful retreat with an ensuite bath featuring dual sinks, a large walk-in shower, and a generous walk-in closet. Union Park offers top-tier amenities, including two resort-style clubhouses, a lap pool, a resort-style pool, a splash pad, a dog park, a covered pavilion, a playground, scenic nature trails, and a community garden. The HOA also includes ultra-fast Wi-Fi and cable for added convenience. Located in Wesley Chapel, this home is just minutes from Wiregrass Ranch shopping, dining, entertainment, top-rated schools, and exceptional healthcare. Don't miss this opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,575 | $2,575 | $3,281 |
Total Monthly Payment | $3,202 | $3,202 | $3,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.