4504 Horseshoe Pick LANE, Valrico, FL, 33594 | $399,000

Under contract-accepting backup offers. This incredible home not only offers stunning features but also proved its resilience during Hurricane Milton! While many homes lost power, thanks to the solar panels, this one stayed up and running! All are Welcome to this beautifully maintained 3-bedroom, 2-bathroom home, thoughtfully updated to combine comfort and style. The main living areas feature elegant engineered hardwood flooring and ceramic tile, creating a welcoming ambiance. The kitchen is a chef's delight, with stainless steel appliances, granite countertops, an oversized sink with a sleek goose-neck faucet, updated lighting, and abundant cabinetry complete with crown molding. Perfect for entertaining, the open-concept layout flows seamlessly from the living area to the outdoors through French doors that lead to a patio and pool deck. The spacious primary bedroom offers tranquil views of the backyard and pool, and includes an en suite bathroom with custom cabinetry, updated lighting, and a generous walk-in closet. The home's split floorplan provides privacy, with two additional bedrooms located on the opposite sideā€”one featuring a built-in Murphy bed, making it a versatile space for a home office or guest room. A convenient laundry area is situated between the secondary bedrooms. Step outside to your private backyard retreat, complete with a refreshing in-ground pool, a multi-level pavered deck, and a screened enclosure. The vinyl plank fencing ensures privacy, while the solar panels help significantly lower energy costs, even during peak summer months. This home is the perfect blend of modern convenience and timeless charm, offering an inviting space for both relaxation and entertaining. Buyers to verify all room measurements.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 52 x 120
  • Laundry: Inside
  • Year Built: 1999
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,424
  • Acreage: 0.14
  • Lot Size: 52 x 120
  • Est. Taxes: $5,616
  • HOA Fee: $91 Quarterly
  • Lot Desc: In County
  • Elem. School: Nelson-HB
  • Middle School: Randall-HB
  • High School: Durant-HB
  • Pool: Gunite, In Ground, Lighting
  • Pet Policy: Breed Restrictions
  • Appliances: Disposal, Range, Refrigerator
  • MLS#: T3543575
  • Days on Market: 120 days
  • Website: https://www.raveis.com
    /prop/T3543575/4504horseshoepicklane_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 8:47:07 AM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4504 Horseshoe Pick LANE, Valrico, FL, 33594

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $468 $468 $468
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,122 $2,692
Total Monthly Payment $2,694 $2,665 $3,235

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.