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12919 Shady Fern LANE, Gibsonton, FL, 33534 | $264,000
Welcome to your future home! This charming 3-bedroom, 2. 5-bath townhouse is nestled in a desirable gated community, combining comfort with a range of amenities. As you enter, the ground floor welcomes you with an open-concept layout, featuring a kitchen with a breakfast bar, a dining area, and a spacious family room—perfect for both everyday living and entertaining. A convenient half bath for guests is also located on the first floor.
The kitchen, the heart of the home, boasts modern appliances, stylish dark cabinetry, and ample counter space, making it ideal for cooking and socializing. Just off the living area, the back enclosed patio extends your living space outdoors.
Upstairs, you’ll find three bedrooms and two full bathrooms. The generous master suite includes a large bedroom closet and an en-suite master bath. The washer and dryer are conveniently located on this level, adding practicality to your daily routine. The two additional bedrooms, situated at the end of the hallway, are spacious and perfect for relaxing.
The townhouse is thoughtfully designed with carpeting in the bedrooms and living areas for added comfort, while the kitchen and bathrooms are tiled for easy maintenance. A 1-car garage provides added convenience and security.
In addition, the community offers excellent amenities, including a sparkling pool, playground, and park, providing relaxation and recreation just steps from your door. This inviting townhouse is the perfect blend of style and functionality, turning everyday living into a retreat. Don’t miss the opportunity to make this your new home!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Laundry Closet
- Year Built: 2018
- Garage: 1-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,684
- Acreage: 0.05
- Est. Taxes: $2,420
- HOA Fee: $220 Monthly
- Pet Policy: Cats OK, Dogs OK
- Appliances: Cooktop, Dishwasher, Disposal
- MLS#: TB8312901
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/TB8312901/12919shadyfernlane_gibsonton_fl?source=qrflyer
Listing courtesy of OAKSTRAND REALTY Phone: 888-912-5258
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12919 Shady Fern LANE, Gibsonton, FL, 33534
$264,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $211,200 | $211,200 | $211,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $202 | $202 | $202 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,423 | $1,404 | $1,781 |
| Total Monthly Payment | $1,700 | $1,681 | $2,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388