Introducing a splendid opportunity to own a brand-new home at 13291 Gulf Bay Ln in Spring Hill, FL! This newly-built residence boasts modern elegance with high ceilings and an open floor plan that ensures your living space is both stylish and functional. Featuring three cozy bedrooms and two pristine bathrooms, this house is the perfect canvas for your personal touch.
The heart of the home is the kitchen, which is a chef’s dream with 42-inch cabinets, sleek granite countertops, and a layout that makes every square foot count. The open design allows for seamless interaction between family members and guests, especially when entertaining.
Unwind in the owner's suite, which includes a separate shower with built-in lighting, creating a spa-like atmosphere that is perfect for relaxation at the end of a long day. Additional modern conveniences include a water softener system and a covered patio that offers a comfortable outdoor living space.
Built in 2023 and perfectly move-in ready, this property is located conveniently close to shopping centers, restaurants, and major roads, making day-to-day errands and commuting a breeze. Whether you’re looking for a peaceful retreat or a place to gather with friends and family, this house makes it easy to call it your home.
Experience the blend of comfort and convenience, and make your home owning dreams come true at 13291 Gulf Bay Ln.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,879 | $1,808 | $2,294 |
Total Monthly Payment | $2,028 | $1,957 | $2,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.