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339 Ridge Lane, Oyster Bay (Mill Neck), NY, 11765 | $3,900,000
Discover a home that blends luxury, nature and modern living. This high end farm ranch in the Incorporated Village of Mill Neck offers a unique serene style of living, while being close to everything. House has approximately 7000sqft. of living space and a full finished lower level. There are 6 well defined bedrooms and 6. 5 bathrooms. Natural light throughout with skylight and floor to ceiling windows blend right into the fabulous views of this home. Open concept allows for easy and comfortable living for entertaining as well. The designer wood floors with 2 wood burning fireplaces, gorgeous moldings, with a coffered ceiling in the DR make for a charming and elegant presence. All renovations were completed in 2024. There is a chefs kitchen with a spacious island, high end appliances, artistic lighting and a view of the awesome backyard. A private outdoor oasis with a $1M renovation encompass a heated Gunite pool with automatic cover, cascading waterfall, spilling into hot tub. The sandblasted Italian marble and patio with the LED lighting just add more to enhance this beautiful space. An outdoor kitchen with bar, sink, fridge and a pizza oven add to the entertainment factor for spring and summer parties. Fully secluded and private backyard offering peaceful relaxation and comfort are a plus. There are winter views from the beautifully designer decorated sunken living room. This home has a choice of 2 primary suites. A first floor primary suite with jacuzzi and an upstairs one with spa like features and a separate standing tub. Two full size custom closets with islands in each room are perfect. Lower level quarters provides a kitchen, bath and parking as well. A home theatre which is fully equipped for movie nights and just fun times. Workout area and bedroom/bath complete this level. Two driveways give a grand entrance appeal and a second one for owners convenience. There is Central A/C, radiant heat throughout and a charger to easily charge your EV in your 2-car garage.
Features
- Town: Oyster Bay
- Rooms: 15
- Bedrooms: 6
- Baths: 5 full / 1 half
- Style: Farm House, Ranch
- Year Built: 1968
- Garage: 2-car
- Heating: Electric, Oil, Forced Air, Radiant
- Cooling: Central Air
- Basement: Walk-Out Access, Finished, Full
- Approx Sq. Feet: 7,000
- Est. Taxes: $35,957
- Lot Desc: Sprinklers In Front
- Middle School: Oyster Bay High School
- High School: Oyster Bay High School
- School District: Oyster Bay-East Norwich
- Pool: In Ground
- Appliances: Electric Water Heater
- MLS#: 3586305
- Days on Market: 100 days
- Website: https://www.raveis.com
/eprop/3586305/339ridgelane_oysterbay_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
339 Ridge Lane, Oyster Bay (Mill Neck), NY, 11765
$3,900,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $3,120,000 | $3,120,000 | $3,120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.648% | 6.597% | 6.158% |
| Monthly Tax Payment | $2,996 | $2,996 | $2,996 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $17,960 | $19,721 | $26,328 |
| Total Monthly Payment | $21,081 | $22,842 | $29,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535