Lifestyle of your dreams! Maintenance free home, more time to play! Open concept with soaring cathedral ceilings living/dining room combo with real wood flooring. Spacious kitchen with plenty of cabinets, huge pantry, cozy breakfast nook. Full size washer & dryer in the hallway closet. Lots of closets in this home, great use of space. Dishwasher replaced in 2023, garbage disposal replaced in 2022. Primary bedroom is a nice size 12X15. Primary bathroom features a make up vanity, huge walk in closet, large vanity with his/her sinks, large walk in shower. The second bedroom has carpet, ceiling fan, and spacious closet is located on the opposite of the home to afford privacy for your guest. Second bathroom features a large vanity, shower/tub combo. Sun room off the back of the home has ceramic tile that was replaced in 2019, doors and windows in the sun room were replaced in 2019, the AC can cool this room with no problem. More upgrades: AC 2016, carpet in the bedrooms 2022, storm door 2013, blinds in the sun room 2020, kitchen sink & faucet 2020, extra insulation 2016, all new windows 2024, two toilets 2020. Holiday Lake Villas has an active club house, lots of activities, pool table, full kitchen in the club house & a pool. This is a great location minutes from Tarpon Springs and the famous Sponge Docks. Minutes to Dunedin with all the arts and entertainment, Clearwater Beach is within 20-30 minutes, Fred Howard Park Beach, Sunset Beach. Easy commute to St Petersburg and Tampa. This is a 55+ community. Two pets allowed under 20 lbs. This home has been gently used as a vacation home for 17 years, sellers would like to sell fully furnished including dishes, linens, pot, pans etc.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,170 | $1,169 | $1,484 |
Total Monthly Payment | $1,450 | $1,449 | $1,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.