Welcome to this stunning real estate listing featuring a spacious 4-bedroom, 2-bathroom main house, along with a desirable detached 2-bedroom, 1-bathroom apartment with a2 car garage. As you step inside the main house, you will immediately be captivated by the open floor plan, which creates a seamless flow and invites abundant natural light to illuminate the living spaces. Kitchen displays large island, granite countertops, and stainless steel appliances. The four bedrooms offer ample space for relaxation and retreat, while the two bathrooms provide convenience and comfort for the whole family. One of the standout features of this property is the detached apartment, which presents an ideal opportunity to generate additional income as a rental or serve as a perfect mother-in-law suite. With two bedrooms and a well-appointed bathroom, this separate living space offers privacy and independence. The well-designed layout of the main house, combined with the versatile apartment garage, makes this property a unique investment opportunity. Whether you're looking to accommodate extended family members or capitalize on rental income, this property offers endless possibilities. Situated in a sought-after location, this residence is not only an attractive investment but also provides convenient access to downtown St. Pete, local amenities, schools, and transport links. Don't miss the chance to own this exceptional property that offers flexibility, an open floor plan, and the potential to generate income. Schedule a viewing today and envision the possibilities that this remarkable real estate listing can offer you and your loved ones. Seller will consider concessions.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,996 | $543,996 | $543,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,619 | $3,616 | $4,664 |
Total Monthly Payment | $3,832 | $3,829 | $4,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.