94 Bermuda Downs, Saint Helena Island, SC, 29920 | $660,000

Welcome to Bermuda Bluff, where casual luxury meets the serene beauty of coastal living. This exceptional home is nestled among lush palms and towering pines, offering the feeling of a tropical retreat all year long. As you ascend the steps to the expansive front porch, a custom mahogany door invites you into a bright, open living space seamlessly connecting the living room, dining area, and gourmet kitchen.

The first floor boasts a tranquil primary bedroom with an en-suite bath, alongside a comfortable guest room and additional bath. Upstairs, you'll find a versatile bonus room perfect for an office, playroom, or entertainment space, a bedroom and a full bath.

Step out through the French doors to a spacious back deck, fully equipped with a gas hookup for outdoor grilling. Adjacent to the dining area is a screened-in porch, offering seamless indoor-outdoor living with access to both the front porch and the back deck. Completing this coastal haven is a detached Carriage House with a 3-bay garage with a full one bed/1 bath apartment above with a kitchenette. Perfect for guests. Being Sold As Is. Bermuda Bluff is a waterfront paradise where majestic oak trees, draped in Spanish moss, sway gracefully in the gentle coastal breezes. This enchanting neighborhood offers a blend of natural beauty and refined amenities, inviting you to embrace a lifestyle of tranquility and adventure. Stroll along a nature trail that winds through the landscape, leading you to a serene lookout tower, perfect for soaking in the panoramic views. The community pool and clubhouse provide a peaceful escape, while the dock and boat launch beckon you to explore the waterways. For those with a competitive spirit, the tennis court awaits under the shade of the moss-laden trees.

Features

  • Amenities: Tennis Court(s), Dock, Pool, Boat Landing, Clubhouse, Walking Trail
  • Rooms: 5
  • Bedrooms: 4
  • Baths: 4 full
  • Style: Two Story
  • Development: St Helena Island
  • Year Built: 1997
  • Garage: 3 Bay Detached
  • Heating: Electric, Central
  • Cooling: Electric, Central Air
  • Basement: No
  • Approx Sq. Feet: 2,579
  • Acreage: 1.11
  • Est. Taxes: $171
  • HOA Fee: $1,826 Annually
  • Water Front: Yes
  • Appliances: Auto/Gar/Opener, Ceiling Fan, Dishwasher, Disposal, Dryer, Gas/Oven/Range, Microwave, Refrigerator, Washer
  • MLS#: 187445
  • Days on Market: 110 days
  • Website: https://www.raveis.com
    /prop/187445/94bermudadowns_sainthelenaisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of Keller Williams Realty   Phone: 843-682-8100

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

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Our Insurance Division:

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94 Bermuda Downs, Saint Helena Island, SC, 29920

$660,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $528,000 $528,000 $528,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.508% 7.171% 6.392%
Monthly Tax Payment $14 $14 $14
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,602 $3,509 $4,491
Total Monthly Payment $3,708 $3,615 $4,597

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.