This charming 2-bedroom, 2-bathroom condo in Island Walk embodies the best of coastal living, boasting breathtaking views of Clearwater Bay. Recent updates include a renovated kitchen that opens to the living room, complete with new stainless steel appliances, granite countertops, a stackable washer and dryer, and an upgraded master bathroom. The property is well managed and maintained and features an array of amenities such as a waterfront heated pool and spa, tennis and pickleball courts, assigned covered parking, abundant guest parking, bike storage, outdoor grills with waterfront picnic areas, and a designated car wash area. In addition, the building has a backup generator and the owners of the condo installed hurricane rated windows and doors. Pet-friendly and allowing rentals for a minimum of three months, this community is ideal for both owners and investors. Recent enhancements to Island Walk include fresh exterior paint, a new roof, and updated railings and balconies with a Gemstone finish. With convenient access to Publix grocery store, a nearby hospital, shopping, and dining options, the location is truly unbeatable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,741 | $3,554 |
Total Monthly Payment | $3,046 | $3,011 | $3,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.