What a STUNNER!! This 2019 built home has all the extras in beautiful, GATED Plantation Bay! Walk into your Costa Mesa floor plan where you are greeted with a beautiful entry. High ceilings, tile floors, and glass front door. Anchored at front of home is your FLEX room with plantation shutters. Great for office, playroom, den. Head to your main living with stunning finishes. Your extra big Kitchen has 42in WOOD, glazed cabinets, soft close drawers, and pull outs. GRANITE countertops, GAS range and built-in stainless steel GE Profile appliances, walk-in pantry, TILE backsplash, and large island. Paired with Dining Room with large windows, TILE floors, plantation shutters, and large chandelier. All opens onto Family Room with TILE floors, high ceilings, 4 sliders to lanai with custom window treatments and shades. Private Master Suite with TILE floors, plantation shutters, large windows with views of preserve, walk-in closet, double door entry into en-suite bath. Master Bath finished elegantly with 2 sinks on QUARTZ countertops, TILE walk-in shower with tile to the ceiling and mosaic tile accent. Bedroom 2 and Bedroom 3 anchored at front of home with plantation shutters and lots of natural light. They share bathroom 2 with QUARTZ countertop and TILE tub/shower combo. Bedroom 4 is like a junior suite on its own wing. It has plantation shutters and right next to bath 3. Bathroom 3 finished with QUARTZ countertop and TILE walk-in shower, with easy access to lanai area. Premium EXTENDED Lanai area completed with full outdoor kitchen including GAS grill/sink/cabinets, fully screened, and scenic views. Large backyard with deep preserve behind you. Home is completed with 3 CAR GARAGE with epoxy floors, great laundry room with cabinets and sink, and additional stop and drop area off laundry room. This home is beautifully finished with lots of add-ons including plantation shutters/custom window treatments throughout, excellent curb appeal with lush landscaping/rock flower beds/concrete curbing, painted interior doors, upgraded tile throughout, upgraded light fixtures throughout, irrigation system and well, hybrid hot water heater, custom ceiling shelving in garage for extra storage, easy access to brand new West Gate, plus more! All of this located in GATED, golf cart friendly community of Plantation Bay. Optional country club membership available including 45 holes of golf, 9 tennis courts, 10 pickle ball courts, brand new $30 million Founders Country Club/Restaurant, fitness/spa center, resort style & lap pools, cabana/grill area, additional Prestwick clubhouse, activities calendar and more! Buyers of this home to receive a SUBSTANTIAL discount on initiation fee at the club. Ask listing agent for details. Truly a remarkable home with all the EXTRAS!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,991 | $3,987 | $5,144 |
Total Monthly Payment | $4,696 | $4,692 | $5,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.