Do you need a turnkey home with some nice elbow room. If so, this is the home you have been waiting for. This beautiful Vinyl sided with brick accent raised ranch can be yours. Your guests will be greeted at the beveled glass front door which sets the stage for the remainder of the home. The upper level has beautifully finished hardwood floors throughout. The oversized eat in the kitchen has oak cabinets and stainless steel appliances. There is a large interior window with an opening into the Sun-filled living room. The three bedrooms are generous in size with one of them having a full wall of custom shelving. The renovated bathroom is always bright with the skylight. The downstairs has a large family room with three large windows, wood shelving and wood wall details. The cold winter days will be toasty with a corner wood stove with a beautiful brick surround. Additionally there is a half bathroom with the washer and dryer along with an additional room that could be utilized in many ways with a very large closet. The integral one car garage is also heated and houses a brand new 275 gallon oil tank in addition to the boiler and hot water tank. Lastly the fenced in backyard is extremely private and can accommodate as big of a party as you can imagine. This home will not last so don't delay in seeing this one.
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Our Executive Mortgage Banker:
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,614 | $2,612 | $3,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.