Delightful Cottage Home on Golf Course
Welcome to your dream home in the 55+ gated community of Kings Ridge in Clermont, FL! This beautiful 1, 200sq. ft. home boasts two bedrooms and two bathrooms with a two-car garage. Enjoy serene views right from your backyard. The screened lanai is an excellent space for relaxation. This home offers an incredible view of the golf course with a 4’ ft. fence in the back. This move-in-ready home features an open floor plan, cathedral ceilings and has been recently painted. The roof was replaced with architectural shingles in August 2014. The HVAC was replaced in May 2013 with a Carrier unit inside and out. Lanai furnishing can remain with home. This home is a member of Kings Ridge main clubhouse as well as Whitehall which offers its own private pool and tennis courts exclusively for its residents.
The monthly association fees cover a wide range of essential services. These include lawn maintenance, shrub trimming, irrigation system care, cable, internet through Spectrum, road maintenance and exterior painting of the home every 7-8 years. Kings Ridge main clubhouse offers you access to exceptional amenities, including three heated pools, spas, fitness center, tennis and pickleball courts, billiards room, library, shuffleboard and a vibrant social calendar filled with shows, bingo, cards and clubs. Kings Ridge Plaza is conveniently located nearby, so you can easily access grocery shopping, banking, and dining—all by golf cart or car! Experience the Royal Lifestyle! Don’t miss this opportunity to embrace a vibrant, active lifestyle in a welcoming community. Schedule your private viewing today and step into a world of luxury and leisure! Some Photos have been virtually staged.
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Our Executive Mortgage Banker:
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$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,264 |
Total Monthly Payment | $2,049 | $2,048 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.