|
27 Beach Avenue, East Lyme (Crescent Beach), CT, 06357 | $684,900
Completely updated from top to bottom. This sweet coastal Cape has been a full-time family residence for many years, with attention for quality considered in every detail. Open living spaces built specifically to accommodate the gathering of family and friends, maximized kitchen storage with tons of leathered-granite counterspace, and 2024 renovated bathrooms with quartz counters and a beautifully tiled shower are just the beginning. The glass enclosed family room, with sliders to an expansive 21x14 composite deck, provides the perfect place to relax and watch the birds and wildlife play amongst the reeds growing along the abutting saltmarsh. Enjoy the outdoor shower after a day in the salt and sand. Catch glimpses of sunrise from the 2nd floor bedroom balcony or take a short stroll down to Crescent Beach, grab your paddleboard, and watch from the water. Views to Crescent Beach from the front and Niantic Bay Yacht Club from the back. Either way, you're at the beach! Heating and cooling both provided by energy efficient ductless units. In 2022 and 2023 CT Basement and Anchor Insulation completely removed all existing insulation from under the home and replaced it with new closed cell spray foam, providing both a vapor and fire barrier. They also installed a new dehumidifying system (CleanSpace encapsulation system) in the crawl space.
Features
- Town: East Lyme
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1949
- Heating: Wall Unit
- Cooling: Ductless
- Basement: Crawl Space,Unfinished
- Above Grade Approx. Sq. Feet: 1,630
- Acreage: 0.28
- Est. Taxes: $5,895
- HOA Fee: $300 Annually
- Lot Desc: Level Lot,Professionally Landscaped,Water View
- Elem. School: Per Board of Ed
- High School: East Lyme
- Appliances: Electric Range,Microwave,Refrigerator,Dishwasher
- MLS#: 24054486
- Website: https://www.raveis.com
/prop/24054486/27beachavenue_eastlyme_ct?source=qrflyer
Listing courtesy of Berkshire Hathaway NE Prop.
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Patio/Terrace,Sliders,Walk-In Closet,Hardwood Floor | Upper | |
| Bedroom 2 | Hardwood Floor | Upper | |
| Dining Room | Hardwood Floor | Main | |
| Full Bath | Remodeled,Quartz Counters,Tile Floor | Upper | |
| Half Bath | Remodeled,Quartz Counters | Main | |
| Living Room | Cathedral Ceiling,Sliders,Hardwood Floor | 16.0 x 20.0 | Main |
| Primary Bedroom | Walk-In Closet,Hardwood Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
27 Beach Avenue, East Lyme (Crescent Beach), CT, 06357
$684,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $547,920 | $547,920 | $547,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $491 | $491 | $491 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,645 | $3,642 | $4,621 |
| Total Monthly Payment | $4,228 | $4,225 | $5,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524