Welcome to this Beautifully Updated 4 Bedroom, 2. 5 Bath Expanded Ranch in Babylon Village! Step inside to find a nice sized kitchen with a large island, perfect for entertaining, alongside a formal dining room. The home boasts hardwood floors throughout and a spacious living room with fireplace, ideal for relaxation. Upstairs, you'll find additional living space including a family room, a bedroom, and a full bath-perfect for guests, extended family, or creating a private retreat with an outside entrance. The finished basement adds another dimension of entertainment space, ideal for hosting gatherings or potential media room. Property features new roof and gutters, gas heat/cooking, new furnace, recessed lighting, detached 1-car garage and a circular driveway for ample parking. The landscaped yard is fully fenced, providing privacy, complete with in-ground sprinklers and drip systems. Solar is OWNED and Paid Off! Close to Village Shops, Dining, and Entertainment. Babylon Village Amenities include Boat Slip, Private Garbage Pick Up, Village Pool, Village Golf Course, and Town of Babylon Beaches. Close Proximity to Parkways and LIRR. West Babylon Schools! Don't Miss This One!, Additional information: Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $1,265 | $1,265 | $1,265 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,886 | $3,837 | $4,976 |
Total Monthly Payment | $5,243 | $5,194 | $6,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.