Location, Location, Location! Here is the 3 bedrooms, 2 baths Split level home you have been waiting for in a prime location, situated in the Harborfields School District. In 2013, all the walls, including the basement were stripped and new sheet rock and insulation were installed. New Furnace & Tankless hot water heater installed April 2024, GAS HEAT, mini-splits throughout, some triple pane windows and more updates. The mini-splits provides cooling, and can be considered as a back up heating system also. Magnificent natural light pours into the house from the floor to ceiling windows in the living room and the skylights. The living room flows seamlessly into the dining room; this is perfect for family gatherings and entertaining. The den/family room offers a wood burning fireplace, 1/2 bath, and exits to a patio with pavers, or to the 2 car garage. The eat -in -kitchen is renovated and boasts granite counter tops, contemporary white cabinets, top-of-the-line stainless steel appliances, skylight and a new slider which opens to a large TREX deck in the backyard. The backyard is an entertainers delight! It is an oasis with an inground 16x32 pool surrounded by endless pavers Is the focal point on the South side of the yard, a patio with pavers on the North Side of the yard, and the large deck off the kitchen. The den/family room offers a wood burning stove, 1/2 bath, and exits to a patio with pavers, or to the 2 car garage. It is a mere 6 minutes to the Long Island Railroad. This home offers comfort and convenience, making it the perfect place to settle in and create lasting memories. , Additional information: Appearance: Mint
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,006 | $1,006 | $1,006 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,983 | $3,929 | $4,986 |
Total Monthly Payment | $5,081 | $5,027 | $6,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.