Discover a charming piece of history with this delightful 1920s Arts and Crafts Bungalow, nestled in the heart of Lake Ronkonkoma. This 3-bedroom, 2-bathroom home boasts 1800 square feet of living space, seamlessly blending vintage charm with modern amenities. Step inside and be captivated by the authentic character, featuring beamed ceilings, original built-ins, and gleaming wood floors throughout. The cozy stone fireplace serves as a focal point, perfect for those chilly evenings when you want to curl up with a good book. The kitchen, updated in 2015, offers a harmonious blend of contemporary functionality and period-appropriate aesthetics. The primary bedroom, located on the first floor, provides a quiet retreat, while two additional bedrooms offer versatility for family members or guests. Outside, the property truly shines with its generous lot size and outdoor space, providing ample room for gardening, entertaining, or simply enjoying the fresh air. An additional unimproved lot offers exciting possibilities for creating your own private oasis, perhaps even with a pool. Convenience is key, with ample parking space and a basement for extra storage or potential finishing. Located near picturesque Lake Ronkonkoma, this home offers easy access to nature's beauty. For commuters, the Ronkonkoma train station is just a short distance away, providing seamless transportation options. This isn't just a house; it's a time capsule with modern comforts. Ready to step back in time without sacrificing today's conveniences? This Arts and Crafts gem will offer the perfect opportunity to live in a home with an interesting architectural history!
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,348 | $3,344 | $4,244 |
Total Monthly Payment | $4,096 | $4,092 | $4,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.