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240 15E3 Cards Pond Road, South Kingstown, RI, 02879 | $200,000
Escape to your own coastal haven with this delightful seasonal beach cottage nestled in the heart of Matunuck. This gated community is located just steps away from the stunning shoreline, offering beachside living on a private beach . Key Features: Only a short stroll to the pristine Matunuck Beach, where you can enjoy endless summer days with sand between your toes and breathtaking ocean views. Relax on the Front Porch: Unwind on the welcoming front porch, perfect for savoring the sea breeze and catching the beautiful sunsets. The cottage features newer windows, durable vinyl siding, and a recently updated roof, ensuring minimal maintenance and long-lasting quality. Outdoor Bliss: Relax and unwind on the spacious deck, ideal for summer barbecues, morning coffee, or simply enjoying the ocean breeze. Local Attractions: Enjoy nearby shops, restaurants, and entertainment, including the iconic Theatre by the Sea and Ocean Mist, and local favorites like Matunuck Oyster Bar. This Matunuck gem is a rare find and won't last long. If you're seeking the ultimate beach lifestyle, this cottage is your opportunity to own a piece of coastal paradise. Cottage is being sold "as is. "
Features
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Style: Cabin
- Year Built: 1955
- Garage: No Garage
- Heating: None
- Cooling: None
- Basement: None
- Approx Sq. Feet: 400
- Est. Taxes: $1,246
- Appliances: Electric Water Heater,Oven,Range,Refrigerator
- MLS#: 1371183
- Website: https://www.raveis.com
/prop/1371183/24015e3cardspondroad_southkingstown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
240 15E3 Cards Pond Road, South Kingstown, RI, 02879
$200,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $104 | $104 | $104 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,078 | $1,063 | $1,349 |
| Total Monthly Payment | $1,257 | $1,242 | $1,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB