140 High Street, #310, Westerly, RI, 02891 | $279,000

HIGHEST & BEST OFFER DUE BY 5PM 10/29. Welcome to the Maples- A wonderful residence in the heart of Westerly! #310 is a fresh and bright 2 bedroom, 2 bath unit located on the 3rd floor of the building. Natural light abounds through multiple large windows spilling into the living space. Gorgeous cherry wood cabinetry and granite counters with overhang bar are featured in the kitchen. The main bedroom has an ensuite bath newly renovated with white subway tile and glass enclosure step-in shower. A stackable washer/ dryer is conveniently located in the bathroom. New hot water heater. Easy access is provided to the unit from the main entrance elevator. The parking lot has plenty of parking with extra spaces for visitors. Storage units are located in the lower level. . Rental rules per rules and regulations as follows: "No member shall rent, let, lease or license for use of occupancy by others than the owners thereof except to persons for a thirty day term or more, who have first been approved in writing and the lease has been approved by the Maples Board of Directors. " A minutes walk to attractions in downtown Westerly and the Amtrak train station. One time special assessment of $842 for Roof Replacement/Brick Waterproofing. This condo is clean as a whistle. Nothing to do but move right in and start enjoying a carefree Westerly lifestyle.

Features

  • Parking: 2-car
  • Heating: Electric,Heat Pump
  • Cooling: Central Air
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Unit
  • Year Built: 1900
  • Common Charge: $293 Monthly
  • Approx Sq. Feet: 740
  • Est. Taxes: $1,495
  • Pets Allowed: Yes
  • Appliances: Dishwasher,Oven,Range,Refrigerator,Water Heater,Washer
  • MLS#: 1371364
  • Website: https://www.raveis.com
    /prop/1371364/140highstreet_westerly_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by BHHS New England Properties   Phone: 401-637-4800

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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140 High Street, #310, Westerly, RI, 02891

$279,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,200 $223,200 $223,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $125 $125 $125
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,485 $1,483 $1,882
Total Monthly Payment $1,685 $1,683 $2,082

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.