This home has NEVER flooded and is NOT located in a flood zone! Welcome to Crystal Paradise Estates (No HOA or deed restrictions) and this beautifully updated, maintained and expanded 3 bedrooms, 2. 5 bath home with features so long we had to make a list (see attachments)! Let’s start with the HUGE Master Suite (20’x24’) added in 2017 by the reputable Bryan Ruane, who transformed the previous quant area into an OASIS. Enjoy the massive walk-in closet (8’ x 13’), a beautifully done bathroom with a walk-in shower with seat, and a BONUS ROOM, currently being used as an office, that is the size of another bedroom at 13’ x 10’ with access to the pool area! Next, we have a spacious living area with a wood-burning fireplace and patio access. This patio can be fully enclosed or opened for an easy flow to the pool! Connecting to that patio is a covered area that is open and can be used as a summer kitchen or extra entertainment areas are always a plus! The inground pool, surrounded by pavers, was reglazed making the water even more tempting! The large guest bedrooms have plenty of closet space and two windows in each room to let in natural light. In the middle, a charming guest bathroom with shower/tub combo. The breakfast area with a buffet cabinet for extra storage is next to the kitchen that has beautiful white wood cabinets and complimentary granite countertops. The kitchen also has a pantry for even more storage! ALL this sitting on almost an acre (0. 93) with big oaks, a courtyard area on the side of the home, and a relaxing area in the backyard. The yard has been landscaped for easy maintenance and has plenty of room to park your toys! Don’t let the age of this home deter as it has been cared for and it shows! Treat yourself to a showing and you won’t be disappointed. Crystal Paradise Estates Civic Association is an optional annual fee of $30 per household. They have four social activities a year and give updates via committees to the community and encourage fellowship amongst neighbors.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,237 | $2,207 | $2,800 |
Total Monthly Payment | $2,412 | $2,382 | $2,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.