WELCOME HOME TO THIS GREAT 'FURNISHED' 3 BEDROOM TWO BATH, WITH A TWO CAR GARAGE 'LAKEFRONT' HOME IN THE PEACEFUL GATED 55+ COMMUNITY OR RIO VILLA LAKES. LOCATED ON A QUIET CUL DE SAC AND BEAUTIFULLY LANDSCAPED WITH BRICK PAVERS LEADING UP TO THE HOUSE INCLUDING THE DRIVEWAY, OVERLOOKING THE LAKE AND WATER FOUNTAIN. THIS LIGHT AND BRIGHT HOME FEATURES AN OPEN AND SPLIT FLOOR PLAN WITH SOLID SURFACE COUNTERS, LIVING ROOM/DINING COMBO, LARGE BREAKFAST BAR, EAT IN KITCHEN WITH SLIDERS OUT TO THE LANAI AND AN INSIDE LAUNDRY ROOM. THE MASTER BEDROOM HAS A GORGEOUS VIEW OF THE LAKE AND THE ADJOINING BATH HAS DOUBLE SINKS AND A SHOWER/TUB COMBO. THE GUEST BEDROOMS HAVE AMPLE CLOSETS.
UPDATES INCLUDE A NEW ROOF (2023), NEW A/C (2023), NEW HOT WATER HEATER (2022). ALSO HAS HURRICANE WINDOWS, GUTTERS, GARAGE DOOR SCREENS, LAKE FRONT STONES (FOR EROSION CONTROL), HIGH RISE TOILETS, GARBAGE BIN FENCING, AND A SECURITY CAMERA. **RIO VILLA LAKES IS A 55+ COMMUNITY WITH A HEATED COMMUNITY POOL, TENNIS COURTS, FITNESS CENTER AND A 2400 SQ FT CLUBHOUSE MINUTES FROM HISTORIC DOWNTOWN PUNTA GORDA, SHOPPING, DINING, WATERFRONT PARKS, FISHING RAMPS, BOAT DOCKS, ART GALLERIES, WALKING AND BIKE PATHS, AND MEDICAL CARE. ENJOY FARMERS MARKETS YEAR ROUND ON THE WEEKENDS AND OF COURSE FISHERMAN VILLAGE SHOPS AND DINING.
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,783 | $1,761 | $2,260 |
Total Monthly Payment | $2,202 | $2,180 | $2,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.