|
Presented by
Team Ten Homes |
312 East Main Street, Torrington, CT, 06790 | $149,900
Cash or Hard Money investors, here's a deal for you! Buy this low priced home and install a new driveway and force loads of equity, complete a flip, or refinance and rent out for top dollar! This cozy ranch has been well maintained and improved to offer a modern feel at an affordable price! Featuring 2 well sized bedrooms and 1 and a half baths, this charming home hosts over 1000 sqft of living space. Modern stainless appliances have arrived (not shown in pictures), a large backyard to enjoy hosting and entertainment, and a garage space for comfort and ease! Property has a clean and comfortable basement with well working mechanicals and major items. Come see it today! Property needs a new driveway installed OR new owner needs to file a hardship for an easement for use of the existing driveway. Existing driveway is owned by the front lot/property. The town of Torrington confirmed that the easement should have been granted in the first place when the lots were separated. A new owner can file for an easement by necessity to grant a right of way.
Features
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1965
- Garage: 1-car Attached Garage
- Heating: Hot Water
- Cooling: Window Unit
- Basement: Full
- Above Grade Approx. Sq. Feet: 1,040
- Acreage: 0.25
- Est. Taxes: $3,770
- Lot Desc: Interior Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Oven/Range,Refrigerator
- MLS#: 24055078
- Days on Market: 10 days
- Website: https://www.raveis.com
/raveis/24055078/312eastmainstreet_torrington_ct?source=qrflyer
Room Information
| Type | Level |
|---|---|
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team Ten HomesSales Associates
203.927.2424
TeamTenHomes@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
312 East Main Street, Torrington, CT, 06790
$149,900
Team Ten Homes
Sales Associates
William Raveis Real Estate
Phone: 203.927.2424
TeamTenHomes@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $119,920 | $119,920 | $119,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $314 | $314 | $314 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $798 | $797 | $1,011 |
| Total Monthly Payment | $1,187 | $1,186 | $1,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524