This beautiful home has a very flexible floor plan with 3124 sq ft of living area! Check out the floorplans of the house along with the photos. The fully finished lower level has a very spacious family room with lots of natural light - along with a wet bar - sink, refrigerator and beautiful cabinetry. Lower level also has a full bath, a laundry room and a separate room to use as you wish - office, den or 4th bedroom with large closets. The main level has a lovely kitchen that is open to the dining area and living room with wood burning fireplace. - This floor has 3 bedrooms and a full bath with whirlpool tub and shower. The breezeway has been incorporated into the house as the main entry foyer and leads to a beautiful bonus room above the two-car garage. Use this large room as a guest room, den or office. All of this on a private 1. 4 acres lot. Walk out from the dining area to a large deck with pool, privacy, beautiful landscaping, sprinkler system, paved circular driveway and two outbuildings. A Property Transfer Septic System Inspection has been done by Superior Septic and will be filed with the town of South Kingstown and is available upon request. Solar panels on the roof are owned and fully paid for - providing a nice credit on the electric bill each month. And there's more! This home is just a short drive to South County's best beaches! Don't miss your opportunity to view this amazing property in a prime location! Note: OPEN HOUSES CANCELLED 10/26 and 10/27
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,920 | $579,920 | $579,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,005 | $3,854 | $4,891 |
Total Monthly Payment | $4,498 | $4,347 | $5,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.