EVEN WITH 2 HURRICANES THIS YEAR. . . this home had NO DAMAGE and is in a waterfront community and it sits high and dry! EXPERIENCE WATERFRONT LIVING IN A PREMIER 55+ COMMUNITY. . . You can enjoy the luxury of having your own boat. Welcome to Bay Aristocrat Village, an exclusive 55+ community offering unparalleled amenities and a vibrant social scene. Residents have private access to the community boat ramp, a heated pool, a Jacuzzi, and a clubhouse equipped with numerous amenities. The covered picnic area is perfect for gatherings and social events, fostering a strong sense of community among residents. This beautiful double-wide manufactured Palm Harbor home, built in 2003, features 2 bedrooms and 2 bathrooms, with an inside laundry area for convenience. The home comes furnished with remaining items and boasts laminate floors in the main living areas, ceramic tiles in the kitchen and bathrooms, and well-maintained carpet in the bedrooms. The walls and ceilings are drywall, with A/C ducts in the cathedral ceilings, ensuring comfort and efficiency. The home is ready for immediate occupancy and includes a 10x26 front screened lanai with a partial water view, perfect for relaxing. Located towards the front of the community, it is in close proximity to the clubhouse and pool area. The exterior features vinyl siding, a new A/C installed in June 2024, and is elevated on the lot with decorative block skirting. The property backs to a fence, offering privacy with no rear neighbors. Additional storage is available in the large shed, and the driveway accommodates up to three cars in tandem parking. Don't miss this opportunity to own a home in Bay Aristocrat Village. The home and land share are included in the List price, with a monthly maintenance fee of $350 covering water, sewer, garbage, and lawn maintenance. Schedule your appointment today or visit the community in person to experience all it has to offer.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $93 | $93 | $93 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,197 | $1,182 | $1,517 |
Total Monthly Payment | $1,365 | $1,350 | $1,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.