19915 SW 88th Ct, Cutler Bay, FL, 33157 | $649,000

Entertainer’s Dream! This delightful and inviting Cutler Bay home is ideal for outdoor gatherings, featuring a new gazebo with a metal roof that overlooks a beautiful tiled pool. With 3 bedrooms, an office, a 1-car garage, and over 2, 429 square feet of living space, this home has it all! Enjoy gas appliances, including a range, tankless water heater, and dryer. The roof was replaced in 2016, and the 4-ton variable-speed AC system is just 1. 5 years old. Floating vinyl plank floors over terrazzo. There is a well-designed office that connects to the charming master suite. The Pentair pool pump is only a year old, and there are shutters for all openings. The irrigation system is on well water, & the yard is gated with mature mango trees. This exceptional home won't stay on the market for long!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Detached,One Story
  • Year Built: 1962
  • Garage: 1-car Driveway
  • Heating: Central,Electric
  • Cooling: Central Air,Electric
  • Approx Sq. Feet: 1,645
  • Est. Taxes: $4,793
  • Lot Desc: 1/4 to 1/2 Acre Lot,Sprinkler System
  • View: Pool
  • Elem. School: Whispering Pines
  • Middle School: Cutler Bay
  • High School: Miami Southridge
  • Appliances: Some Gas Appliances,Dryer,Refrigerator,Washer
  • MLS#: A11678578
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/A11678578/19915sw88thct_cutlerbay_fl?source=qrflyer
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Listing courtesy of BHHS EWM Realty   Phone: 305-960-2400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

19915 SW 88th Ct, Cutler Bay, FL, 33157

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $399 $399 $399
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,586 $3,498 $4,416
Total Monthly Payment $4,077 $3,989 $4,907

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.